a.heateor_sss_amp{padding:0 4px}div.heateor_sss_horizontal_sharing a amp-img{display:inline-block}.heateor_sss_amp_instagram img{background-color:#624E47}.heateor_sss_amp_yummly img{background-color:#E16120}.heateor_sss_amp_youtube img{background-color:#ff0000}.heateor_sss_amp_buffer img{background-color:#000}.heateor_sss_amp_delicious img{background-color:#53BEEE}.heateor_sss_amp_facebook img{background-color:#3C589A}.heateor_sss_amp_digg img{background-color:#006094}.heateor_sss_amp_email img{background-color:#649A3F}.heateor_sss_amp_float_it img{background-color:#53BEEE}.heateor_sss_amp_linkedin img{background-color:#0077B5}.heateor_sss_amp_pinterest img{background-color:#CC2329}.heateor_sss_amp_print img{background-color:#FD6500}.heateor_sss_amp_reddit img{background-color:#FF5700}.heateor_sss_amp_stocktwits img{background-color:#40576F}.heateor_sss_amp_mewe img{background-color:#007da1}.heateor_sss_amp_mix img{background-color:#ff8226}.heateor_sss_amp_tumblr img{background-color:#29435D}.heateor_sss_amp_twitter img{background-color:#55acee}.heateor_sss_amp_vkontakte img{background-color:#5E84AC}.heateor_sss_amp_yahoo img{background-color:#8F03CC}.heateor_sss_amp_xing img{background-color:#00797D}.heateor_sss_amp_instagram img{background-color:#527FA4}.heateor_sss_amp_whatsapp img{background-color:#55EB4C}.heateor_sss_amp_aim img{background-color:#10ff00}.heateor_sss_amp_amazon_wish_list img{background-color:#ffe000}.heateor_sss_amp_aol_mail img{background-color:#2A2A2A}.heateor_sss_amp_app_net img{background-color:#5D5D5D}.heateor_sss_amp_baidu img{background-color:#2319DC}.heateor_sss_amp_balatarin img{background-color:#fff}.heateor_sss_amp_bibsonomy img{background-color:#000}.heateor_sss_amp_bitty_browser img{background-color:#EFEFEF}.heateor_sss_amp_blinklist img{background-color:#3D3C3B}.heateor_sss_amp_blogger_post img{background-color:#FDA352}.heateor_sss_amp_blogmarks img{background-color:#535353}.heateor_sss_amp_bookmarks_fr img{background-color:#E8EAD4}.heateor_sss_amp_box_net img{background-color:#1A74B0}.heateor_sss_amp_buddymarks img{background-color:#ffd400}.heateor_sss_amp_care2_news img{background-color:#6EB43F}.heateor_sss_amp_citeulike img{background-color:#2781CD}.heateor_sss_amp_comment img{background-color:#444}.heateor_sss_amp_diary_ru img{background-color:#E8D8C6}.heateor_sss_amp_diaspora img{background-color:#2E3436}.heateor_sss_amp_dihitt img{background-color:#FF6300}.heateor_sss_amp_diigo img{background-color:#4A8BCA}.heateor_sss_amp_douban img{background-color:#497700}.heateor_sss_amp_draugiem img{background-color:#ffad66}.heateor_sss_amp_dzone img{background-color:#fff088}.heateor_sss_amp_evernote img{background-color:#8BE056}.heateor_sss_amp_facebook_messenger img{background-color:#0084FF}.heateor_sss_amp_fark img{background-color:#555}.heateor_sss_amp_fintel img{background-color:#087515}.heateor_sss_amp_flipboard img{background-color:#CC0000}.heateor_sss_amp_folkd img{background-color:#0F70B2}.heateor_sss_amp_google_classroom img{background-color:#FFC112}.heateor_sss_amp_google_bookmarks img{background-color:#CB0909}.heateor_sss_amp_google_gmail img{background-color:#E5E5E5}.heateor_sss_amp_hacker_news img{background-color:#F60}.heateor_sss_amp_hatena img{background-color:#00A6DB}.heateor_sss_amp_instapaper img{background-color:#EDEDED}.heateor_sss_amp_jamespot img{background-color:#FF9E2C}.heateor_sss_amp_kakao img{background-color:#FCB700}.heateor_sss_amp_kik img{background-color:#2A2A2A}.heateor_sss_amp_kindle_it img{background-color:#2A2A2A}.heateor_sss_amp_known img{background-color:#fff101}.heateor_sss_amp_line img{background-color:#00C300}.heateor_sss_amp_livejournal img{background-color:#EDEDED}.heateor_sss_amp_mail_ru img{background-color:#356FAC}.heateor_sss_amp_mendeley img{background-color:#A70805}.heateor_sss_amp_meneame img{background-color:#FF7D12}.heateor_sss_amp_mixi img{background-color:#EDEDED}.heateor_sss_amp_myspace img{background-color:#2A2A2A}.heateor_sss_amp_netlog img{background-color:#2A2A2A}.heateor_sss_amp_netvouz img{background-color:#c0ff00}.heateor_sss_amp_newsvine img{background-color:#055D00}.heateor_sss_amp_nujij img{background-color:#D40000}.heateor_sss_amp_odnoklassniki img{background-color:#F2720C}.heateor_sss_amp_oknotizie img{background-color:#fdff88}.heateor_sss_amp_outlook_com img{background-color:#0072C6}.heateor_sss_amp_papaly img{background-color:#3AC0F6}.heateor_sss_amp_pinboard img{background-color:#1341DE}.heateor_sss_amp_plurk img{background-color:#CF682F}.heateor_sss_amp_pocket img{background-color:#f0f0f0}.heateor_sss_amp_polyvore img{background-color:#2A2A2A}.heateor_sss_amp_printfriendly img{background-color:#61D1D5}.heateor_sss_amp_protopage_bookmarks img{background-color:#413FFF}.heateor_sss_amp_pusha img{background-color:#0072B8}.heateor_sss_amp_qzone img{background-color:#2B82D9}.heateor_sss_amp_refind img{background-color:#1492ef}.heateor_sss_amp_rediff_mypage img{background-color:#D20000}.heateor_sss_amp_renren img{background-color:#005EAC}.heateor_sss_amp_segnalo img{background-color:#fdff88}.heateor_sss_amp_sina_weibo img{background-color:#ff0}.heateor_sss_amp_sitejot img{background-color:#ffc800}.heateor_sss_amp_skype img{background-color:#00AFF0}.heateor_sss_amp_sms img{background-color:#6ebe45}.heateor_sss_amp_slashdot img{background-color:#004242}.heateor_sss_amp_stumpedia img{background-color:#EDEDED}.heateor_sss_amp_svejo img{background-color:#fa7aa3}.heateor_sss_amp_symbaloo_feeds img{background-color:#6DA8F7}.heateor_sss_amp_telegram img{background-color:#3DA5f1}.heateor_sss_amp_trello img{background-color:#1189CE}.heateor_sss_amp_tuenti img{background-color:#0075C9}.heateor_sss_amp_twiddla img{background-color:#EDEDED}.heateor_sss_amp_typepad_post img{background-color:#2A2A2A}.heateor_sss_amp_viadeo img{background-color:#2A2A2A}.heateor_sss_amp_viber img{background-color:#8B628F}.heateor_sss_amp_wanelo img{background-color:#fff}.heateor_sss_amp_webnews img{background-color:#CC2512}.heateor_sss_amp_wordpress img{background-color:#464646}.heateor_sss_amp_wykop img{background-color:#367DA9}.heateor_sss_amp_yahoo_mail img{background-color:#400090}.heateor_sss_amp_yahoo_messenger img{background-color:#400090}.heateor_sss_amp_yoolink img{background-color:#A2C538}.heateor_sss_amp_youmob img{background-color:#3B599D}.heateor_sss_amp_gentlereader img{background-color:#46aecf}.heateor_sss_amp_threema img{background-color:#2A2A2A}.heateor_sss_vertical_sharing{position:fixed;left:11px;z-index:99999}.heateor-total-share-count .sss_share_count{color:#666;font-size:23px}.heateor-total-share-count .sss_share_lbl{color:#666}.amp-wp-enforced-sizes img[alt="Pinterest"]{background:#cc2329}.amp-wp-enforced-sizes img[alt="Viber"]{background:#8b628f}.amp-wp-enforced-sizes img[alt="Print"]{background:#fd6500}.amp-wp-enforced-sizes img[alt="Threema"]{background:#2a2a2a}.amp-wp-article-content .heateor_sss_vertical_sharing{left:5px}.amp-wp-article-content amp-img[alt="Pinterest"]{left:4px}.amp-wp-enforced-sizes img[alt="MySpace"]{background:#2a2a2a} amp-web-push-widget button.amp-subscribe { display: inline-flex; align-items: center; border-radius: 5px; border: 0; box-sizing: border-box; margin: 0; padding: 10px 15px; cursor: pointer; outline: none; font-size: 15px; font-weight: 500; background: #4A90E2; margin-top: 7px; color: white; box-shadow: 0 1px 1px 0 rgba(0, 0, 0, 0.5); -webkit-tap-highlight-color: rgba(0, 0, 0, 0); } a.heateor_sss_amp{padding:0 4px;}div.heateor_sss_horizontal_sharing a amp-img{display:inline-block;}.heateor_sss_amp_gab img{background-color:#25CC80}.heateor_sss_amp_parler img{background-color:#892E5E}.heateor_sss_amp_gettr img{background-color:#E50000}.heateor_sss_amp_instagram img{background-color:#624E47}.heateor_sss_amp_yummly img{background-color:#E16120}.heateor_sss_amp_youtube img{background-color:#ff0000}.heateor_sss_amp_teams img{background-color:#5059c9}.heateor_sss_amp_google_translate img{background-color:#528ff5}.heateor_sss_amp_x img{background-color:#2a2a2a}.heateor_sss_amp_rutube img{background-color:#14191f}.heateor_sss_amp_buffer img{background-color:#000}.heateor_sss_amp_delicious img{background-color:#53BEEE}.heateor_sss_amp_rss img{background-color:#e3702d}.heateor_sss_amp_facebook img{background-color:#0765FE}.heateor_sss_amp_perplexity img{background-color:#165962}.heateor_sss_amp_claude img{background-color:#D97757}.heateor_sss_amp_google_ai img{background-color:#000}.heateor_sss_amp_grok img{background-color:#000}.heateor_sss_amp_chatgpt img{background-color:#000}.heateor_sss_amp_digg img{background-color:#006094}.heateor_sss_amp_email img{background-color:#649A3F}.heateor_sss_amp_float_it img{background-color:#53BEEE}.heateor_sss_amp_linkedin img{background-color:#0077B5}.heateor_sss_amp_pinterest img{background-color:#CC2329}.heateor_sss_amp_print img{background-color:#FD6500}.heateor_sss_amp_reddit img{background-color:#FF5700}.heateor_sss_amp_mastodon img{background-color:#6364FF}.heateor_sss_amp_stocktwits img{background-color: #40576F}.heateor_sss_amp_mewe img{background-color:#007da1}.heateor_sss_amp_mix img{background-color:#ff8226}.heateor_sss_amp_tumblr img{background-color:#29435D}.heateor_sss_amp_twitter img{background-color:#55acee}.heateor_sss_amp_vkontakte img{background-color:#0077FF}.heateor_sss_amp_yahoo img{background-color:#8F03CC}.heateor_sss_amp_xing img{background-color:#00797D}.heateor_sss_amp_instagram img{background-color:#527FA4}.heateor_sss_amp_whatsapp img{background-color:#55EB4C}.heateor_sss_amp_aim img{background-color: #10ff00}.heateor_sss_amp_amazon_wish_list img{background-color: #ffe000}.heateor_sss_amp_aol_mail img{background-color: #2A2A2A}.heateor_sss_amp_app_net img{background-color: #5D5D5D}.heateor_sss_amp_balatarin img{background-color: #fff}.heateor_sss_amp_bibsonomy img{background-color: #000}.heateor_sss_amp_bitty_browser img{background-color: #EFEFEF}.heateor_sss_amp_blinklist img{background-color: #3D3C3B}.heateor_sss_amp_blogger_post img{background-color: #FDA352}.heateor_sss_amp_blogmarks img{background-color: #535353}.heateor_sss_amp_bookmarks_fr img{background-color: #E8EAD4}.heateor_sss_amp_box_net img{background-color: #1A74B0}.heateor_sss_amp_buddymarks img{background-color: #ffd400}.heateor_sss_amp_care2_news img{background-color: #6EB43F}.heateor_sss_amp_comment img{background-color: #444}.heateor_sss_amp_diary_ru img{background-color: #E8D8C6}.heateor_sss_amp_diaspora img{background-color: #2E3436}.heateor_sss_amp_dihitt img{background-color: #FF6300}.heateor_sss_amp_diigo img{background-color: #4A8BCA}.heateor_sss_amp_douban img{background-color: #497700}.heateor_sss_amp_draugiem img{background-color: #ffad66}.heateor_sss_amp_evernote img{background-color: #8BE056}.heateor_sss_amp_facebook_messenger img{background-color: #0084FF}.heateor_sss_amp_fark img{background-color: #555}.heateor_sss_amp_fintel img{background-color: #087515}.heateor_sss_amp_flipboard img{background-color: #CC0000}.heateor_sss_amp_folkd img{background-color: #0F70B2}.heateor_sss_amp_google_news img{background-color: #4285F4}.heateor_sss_amp_google_classroom img{background-color: #FFC112}.heateor_sss_amp_google_gmail img{background-color: #E5E5E5}.heateor_sss_amp_hacker_news img{background-color: #F60}.heateor_sss_amp_hatena img{background-color: #00A6DB}.heateor_sss_amp_instapaper img{background-color: #EDEDED}.heateor_sss_amp_jamespot img{background-color: #FF9E2C}.heateor_sss_amp_kakao img{background-color: #FCB700}.heateor_sss_amp_kik img{background-color: #2A2A2A}.heateor_sss_amp_kindle_it img{background-color: #2A2A2A}.heateor_sss_amp_known img{background-color: #fff101}.heateor_sss_amp_line img{background-color: #00C300}.heateor_sss_amp_livejournal img{background-color: #EDEDED}.heateor_sss_amp_mail_ru img{background-color: #356FAC}.heateor_sss_amp_mendeley img{background-color: #A70805}.heateor_sss_amp_meneame img{background-color: #FF7D12}.heateor_sss_amp_mixi img{background-color: #EDEDED}.heateor_sss_amp_myspace img{background-color: #2A2A2A}.heateor_sss_amp_netlog img{background-color: #2A2A2A}.heateor_sss_amp_netvouz img{background-color: #c0ff00}.heateor_sss_amp_newsvine img{background-color: #055D00}.heateor_sss_amp_nujij img{background-color: #D40000}.heateor_sss_amp_odnoklassniki img{background-color: #F2720C}.heateor_sss_amp_oknotizie img{background-color: #fdff88}.heateor_sss_amp_outlook_com img{background-color: #0072C6}.heateor_sss_amp_papaly img{background-color: #3AC0F6}.heateor_sss_amp_pinboard img{background-color: #1341DE}.heateor_sss_amp_plurk img{background-color: #CF682F}.heateor_sss_amp_pocket img{background-color: #ee4056}.heateor_sss_amp_polyvore img{background-color: #2A2A2A}.heateor_sss_amp_printfriendly img{background-color: #61D1D5}.heateor_sss_amp_protopage_bookmarks img{background-color: #413FFF}.heateor_sss_amp_pusha img{background-color: #0072B8}.heateor_sss_amp_qzone img{background-color: #2B82D9}.heateor_sss_amp_refind img{background-color: #1492ef}.heateor_sss_amp_rediff_mypage img{background-color: #D20000}.heateor_sss_amp_renren img{background-color: #005EAC}.heateor_sss_amp_segnalo img{background-color: #fdff88}.heateor_sss_amp_sina_weibo img{background-color: #ff0}.heateor_sss_amp_sitejot img{background-color: #ffc800}.heateor_sss_amp_skype img{background-color: #00AFF0}.heateor_sss_amp_sms img{background-color: #6ebe45}.heateor_sss_amp_slashdot img{background-color: #004242}.heateor_sss_amp_stumpedia img{background-color: #EDEDED}.heateor_sss_amp_svejo img{background-color: #fa7aa3}.heateor_sss_amp_symbaloo_feeds img{background-color: #6DA8F7}.heateor_sss_amp_telegram img{background-color: #3DA5f1}.heateor_sss_amp_trello img{background-color: #1189CE}.heateor_sss_amp_tuenti img{background-color: #0075C9}.heateor_sss_amp_twiddla img{background-color: #EDEDED}.heateor_sss_amp_typepad_post img{background-color: #2A2A2A}.heateor_sss_amp_viadeo img{background-color: #2A2A2A}.heateor_sss_amp_viber img{background-color: #8B628F}.heateor_sss_amp_wordpress img{background-color: #464646}.heateor_sss_amp_wykop img{background-color: #367DA9}.heateor_sss_amp_yahoo_mail img{background-color: #400090}.heateor_sss_amp_yahoo_messenger img{background-color: #400090}.heateor_sss_amp_youmob img{background-color: #3B599D}.heateor_sss_amp_gentlereader img{background-color: #46aecf}.heateor_sss_amp_threema img{background-color: #2A2A2A}.heateor_sss_amp_bluesky img{background-color:#0085ff}.heateor_sss_amp_threads img{background-color:#000}.heateor_sss_amp_raindrop img{background-color:#0b7ed0}.heateor_sss_amp_micro_blog img{background-color:#ff8800}.heateor_sss_amp amp-img{border-radius:999px;} .amp-logo amp-img{width:190px} .amp-menu input{display:none;}.amp-menu li.menu-item-has-children ul{display:none;}.amp-menu li{position:relative;display:block;}.amp-menu > li a{display:block;} /* Inline styles */ div.acsse3e3c{font-weight:bold;}amp-img.acss334b9{max-width:35px;}p.acssdda28{font-size:0.8em;font-style:italic;}div.acssacfe9{clear:both;margin:8px 0;}div.acssa02e3{max-width:160px;}div.acss2ac47{clear:both;margin-bottom:1em;margin-top:0em;}div.acssbb8d6{padding-left:1em;padding-right:1em;}div.acss138d7{clear:both;}div.acssf5b84{--relposth-columns:3;--relposth-columns_m:2;--relposth-columns_t:2;}div.acssae964{aspect-ratio:1/1;background:transparent no-repeat scroll 0% 0%;height:150px;max-width:150px;}div.acss6bdea{color:#333333;font-family:Arial;font-size:12px;height:75px;}div.acssc0b7d{-webkit-box-shadow:none;box-shadow:none;left:-10px;top:100px;max-width:44px;}amp-img.acss8b671{max-width:40px;}div.acss823e0{background-color:#f9f9f9;border-radius:15px;border:4px double #4CAF50;font-family:Arial, sans-serif;padding:20px;text-align:center;}h2.acss810dd{color:#4caf50;}p.acss4f057{color:#333;font-size:16px;}a.acssbba69{background-color:#4caf50;border-radius:5px;color:white;font-weight:bold;padding:10px 20px;text-decoration:none;}p.acss9b596{color:#777;font-size:14px;margin-top:15px;} .code-block-default {margin: 8px 0; clear: both;} .code-block- {} .ai-align-left * {margin: 0 auto 0 0; text-align: left;} .ai-align-right * {margin: 0 0 0 auto; text-align: right;} .ai-center * {margin: 0 auto; text-align: center; } .ampforwp_wc_shortcode{margin-top: 0;padding:0;display:inline-block;width: 100%;} .ampforwp_wc_shortcode li{position: relative;width:29%; font-size:12px; line-height: 1; float: left;list-style-type: none;margin:2%;} .ampforwp_wc_shortcode .onsale{position: absolute;top: 0;right: 0;background: #ddd;padding: 7px;font-size: 12px;} .single-post .ampforwp_wc_shortcode li amp-img{margin:0} .ampforwp-wc-title{margin: 8px 0px 10px 0px;font-size: 13px;} .ampforwp-wc-price{color:#444} .wc_widgettitle{text-align:center;margin-bottom: 0px;} .ampforwp-wc-price, .ampforwp_wc_star_rating{float:left;margin-right: 10px;} .icon-widgets:before {content: "\e1bd";}.icon-search:before {content: "\e8b6";}.icon-shopping-cart:after {content: "\e8cc";}

Categories: Panduan

Nasihat Menghadapi Masalah Kereta Kena Tarik oleh Bank

Hantar dan Sebar

Artikel ini telah dibaca 550Kali!

Masalah kereta kena tarik oleh bank adalah situasi yang tidak diingini dan boleh menimbulkan stres kepada pemilik. Namun, terdapat langkah-langkah yang boleh diambil untuk mengatasi masalah ini. Berikut adalah beberapa nasihat untuk membantu anda menghadapi situasi ini dengan lebih baik.

1. Fahami Punca Masalah

Sebelum mengambil tindakan, penting untuk memahami punca sebenar masalah. Biasanya, kereta ditarik kerana tertunggak bayaran ansuran. Semak penyata bank atau dokumen pembiayaan untuk memastikan jumlah yang tertunggak dan tarikh akhir pembayaran.

2. Segera Hubungi Pihak Bank

Jangan tunggu sehingga kereta ditarik. Hubungi pihak bank atau syarikat pembiayaan secepat mungkin. Terangkan situasi anda dan nyatakan kesulitan yang dihadapi. Dalam banyak kes, pihak bank mungkin bersedia untuk berbincang mengenai pelan pembayaran atau penjadualan semula ansuran.

3. Buat Rancangan Pembayaran

Jika anda mempunyai baki tertunggak, buat rancangan pembayaran. Tentukan berapa banyak yang boleh anda bayar setiap bulan dan berapa lama anda memerlukan untuk menyelesaikannya. Tunjukkan komitmen anda kepada pihak bank dengan memenuhi rancangan yang telah dipersetujui.

4. Ketahui Hak Anda

Sebagai peminjam, anda mempunyai hak tertentu. Ketahui undang-undang yang berkaitan dengan pembiayaan kereta di negara anda. Jika anda merasakan tindakan bank tidak adil, anda boleh mendapatkan nasihat daripada peguam atau badan penasihat kewangan.

5. Pertimbangkan Pilihan Alternatif

Jika situasi kewangan anda tidak membaik, pertimbangkan pilihan lain seperti menjual kereta tersebut atau menyerahkannya kepada bank. Ini mungkin membantu anda mengelakkan lebih banyak masalah kewangan di masa hadapan.

6. Bina Kewangan yang Stabil

Selepas menghadapi situasi ini, ambil langkah untuk membina kewangan yang lebih stabil. Buat bajet dan simpanan untuk kecemasan. Ini boleh membantu anda mengelakkan masalah yang sama di masa hadapan.

7. Dapatkan Bantuan Kewangan

Jika anda menghadapi masalah kewangan yang serius, pertimbangkan untuk mendapatkan bantuan daripada penasihat kewangan. Mereka dapat membantu anda merancang kewangan dan memberi nasihat tentang cara mengatasi hutang.

Kesimpulan

Menghadapi kereta yang kena tarik memang mencabar, tetapi dengan langkah yang betul, anda boleh mengatasi masalah ini. Sentiasa berkomunikasi dengan pihak bank dan jangan berputus asa. Ingatlah bahawa setiap masalah ada jalan penyelesaian, dan dengan perancangan yang baik, anda boleh mengelakkan situasi ini daripada berulang.